SWORNEY and ASSOCIATES
Stop Worrying About Money!
LIFE
You can win. We make it happen by protecting income for life.
DEBT
Our debts can strain our heirs to the breaking point. At any age we can acquire debts that could be passed on to someone and they may not be able to repay them if we die.
These debts could come in the form of a business, vacation home or anything else important to be passed down and kept in the family.
We have tools to make sure that our heirs can afford their inheritance and be able to keep what is important to you in the family.
INCOME
Often we forget that even in retirement, income can be dramatically reduced at the death of a spouse, regardless of gender.
Pensions that aren't protected with survivorships can disappear. Two Social Security checks become one.
A plan tailor-made to your situations can allow you to maintain a good standard of living and fulfill your obligation to protect your family.
GIFTING and FUNDING
Many people want to fund someone or something. For example;
One client was setting aside $1,000 per month for her grand daughters and in today's low interest environment it was getting nowhere fast.
We showed that for less than half of that savings rate, she could have $250,000 available immediately and use the other half to build memories with her grand daughters.
Testimonial
“You don't manufacture needs, you helped us meet our needs as they are. You also anticipated concerns associated with those needs that we would have never thought of on our own. That required integrity and straightforwardness.”
Michele R., Client